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Card Review

Volet Card

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Fees & Limits

Issuance Fee $14.99 • ATM Fee $2.99 • Spend Fee 0.00% • Monthly Fee 0 • Minimum Deposit $0.00

Funding Methods

Yes Wire Transfer Yes Debit Card No Credit Card No Paypal No Gift Card No Cash

Cryptos (10)

XRP, Bitcoin Cash, Zcash Coin, Dash, Bitcoin and 5 more

A common argument for regular money (also known as fiat currency) as opposed to cryptocurrency is that you can’t use cryptocurrency to buy groceries and other everyday items. Well, through the use of a cryptocurrency debit card, you can. This is a review of Volet, one of the best crypto debit cards out there.

Volet supports a few different cryptos: Bitcoin, Litecoin, Ethereum, Ripple, Bitcoin Cash and ZCash. The cards will however most likely support even more cryptocurrencies in the future.

With respect to fiat currencies, Volet supports EUR, BRL, KZT, RUB, UAH and USD.

As a few of its main advantages, Volet highlights that it is easy to fund, that it can handle multiple currencies within the same account and that it is also easy to withdraw from. All of these advantages are indeed very helpful for a crypto debit card holder so we agree that they should be highlighted.

US-investors are not able to use this card. So if you’re from the US and you’re looking for a crypto debit card, please refer to our Crypto Debit Card List to find one for you.

The following is a picture of how the cards look (updated on 4 April 2024):

As there are various cards available, we cannot independently verify the fees charged by any one single card. The below information has been provided to us by representatives of Volet. The fees presented below are relative to each card, so be sure to know which one you're applying for before you move forward. We will then make sure to update this review as and when things change.

Cards do not have a direct connection to any crypto assets. In order to use the card, you must have fiat money in one of the fiat wallets in your Volet account. You need to manually transfer this fiat money to the card. Volet recently added crypto wallets, allowing users to hold BTC, ETH, USDT, and USDC directly in their Volet account. Previously, only conversion between fiat and crypto was possible.

There is an issuance fee for the plastic card of $29.95 USD. 

There are no monthly fees, which benefits the customers.

ATM usage results in a fixed fee of USD 1.99 within Europe and $2.99 USD outside of the EU. The fixed fee structure might be bad in countries where the normal ATMs only allow smaller withdrawals (USD 20, for instance). In such scenarios, to withdraw a larger amount, you need to withdraw several times, thus triggering the fixed fee each time. Usually, however, you can go to a bank to withdraw higher amounts more efficiently.

There is a currency exchange fee of 2.95%, regardless of the amount exchanged. Any kind of ATM requests, such as balance requests or PIN changes, entails a fee of $1 USD. Funding the card also entails a fee, which varies depending on if you're using EUR (0.95%) or USD (1.45%). Withdrawal fees at Volet are the same for both EUR and USD, with a 1 EUR/USD charge per withdrawal.  

Aside from these core fees, there are some more specific fees that most users are unlikely to encounter. These include:

  • The fee for withdrawal from the card to your Volet wallet is 1 EUR/USD.
  • Chargeback fee (opening a dispute on a payment): 20.99 EUR/USD.
  • Card re-issuance fee: 19.95 EUR/USD.
  • ATM decline fee: 0.55 EUR/USD.
  • 3-month card inactivity fee: 2 EUR/USD/month.
  • Reactivation of an inactive card: 5 EUR/USD.
  • Plastic card inactivity fee for three months: 2 EUR/USD / month. 
  • Reactivation of inactive plastic card: 5 EUR/USD. 
  • Virtual card inactivity fee for three months: 1 EUR/USD / month. 
  • Reactivation of inactive virtual card: 3 EUR/USD. 

Furthermore, the most important fee of them all, the commission on spending. Volet sets you back 0.00% when purchasing something in USD or EUR. This means that if you buy a nice sweater for USD 100, this reduces your crypto assets with USD 100 (i.e. nothing more than what you can expect). However, if you purchase anything in another fiat currency than USD or EUR, Volet will charge you a 2.95% FX-conversion fee. This means that any purchases other than USD or EUR-purchases will come with a 2.95% commission based fee.

The crypto firm has also released a "Volet Global card", which offers Plastic UnionPay and Mastercard cards in USD to customers in all supported countries. Enjoy free courier delivery and convenient no-fee POS payments in USD. You can instantly load funds from your fiat Volet e-wallets. The card has an issuance fee of $90 USD and allows a maximum load per day of $10,000 USD.

Finally, the maximum monthly deposit is USD 250,000 (post-verification). If you need a card with higher maximum deposit limits than that, don’t worry. Just have a look in our cryptocurrency debit card list to find another card for you.

If this is the cryptocurrency debit card for you, congratulations. Sign up here NOW to create an account with Volet, and then order the card once it is released.

If not, check out one of the other cryptocurrency debit cards in our debit card list. Good luck!

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