Wirex Wallet Logo
지갑 리뷰

Wirex Wallet

특징

여러분이 여러분의 키를 완전히 통제를 합니다 • 낮은 익명성 • 사용이 편리합니다

기능

Yes 구매 & 판매 No 상품권 & 기프트 카드 Yes 체크카드

지원 플랫폼

Web, Android, iOS

지원 암호화폐 (37)

Dai, XRP, Waves Coin, Stellar, Maker and 32 more

Wirex provides digital money solutions. The multisig wallet presents a secure platform to buy, store and manage digital assets and fiat currency. Wirex wallet will put you in perfect control of your funds on both web and mobile.

Wirex Wallet Intro Picture

Wirex is an FCA (Financial Conduct Authority) licensed global leader in digital money solutions. They provide a platform, which combines traditional banking with blockchain technology. Their services are for both personal and commercial use. The company headquarter is in London, the United Kingdom, with offices in Ukraine and Japan.

Dmitry Lazarichev and Pavel Matveev co-founded E-coin in December 2014. The company became Wirex in 2016 following an expansion of services. They use traditional and digital assets to support multi-currency accounts transfers and exchange services. Today, Wirex serves over a million users in 130 countries. These customers have made over $2 billion worth of transactions between crypto and traditional currencies.

Not many merchants accept digital money while most accept debit cards. With a crypto debit card, merchants are paid in their own currency while you are charged from your prepaid balance. Awesome, right? The ultimate liberation from fiat money! An outstanding feature of Wirex is the Visa payment card. It offers a means of spending your cryptos like fiat currencies in restaurants and stores. If you are looking for a means to spend your digital assets seamlessly, Wirex could be the big solution for you. You can even choose to have a card domiciled in USD, GBP or EUR. For a more detailed review on the Wirex Card, check here.

The Wirex wallet supports both fiat and digital assets. You can hold BTC, LTC, XRP, ETH and WAVES in your wallet. Supported fiat currencies include USD, EUR and GBP. Others are CAD, AUD, CHF, CZK, MXN, HKD, JPY and SGD. Currency support may vary by country.

To find out where you can obtain the above cryptocurrencies in the first place, go to our Cryptocurrency Exchange List and use the filters to find the right exchange for you.

Wirex Wallet Supported Coins

Wirex offers low fees for all transactions and card maintenance services. While Wirex allows the instant exchange of Bitcoin, there are clouds. First, when using a BTC debit card, you are giving someone else control over your assets. Second, this service comes with a price. Every payment you make comes with both processing fees as well as conversion fees.  The conversion fee is charged when you pay in a foreign currency. The below table is an overview of the fees involved with using the card:

Wirex Wallet Fees

Find Wirex’s complete fee schedule and limits here.

As of 2022, customers can enjoy Wirex Credit! This excellent new feature allows customers to instantly borrow stablecoins against your crypto assets, offering total flexibility and zero set-up fees. What’s more, you can do all that with 0% interest.

The process is simplistic and customers can be signed up in a matter of minutes. As soon as the signup process is completed, customers have immediate access to their stablecoins, which can then be exchanged for crypto or fiat currency to spend using the Wirex card.

  1. Go to Wirex Credit in-app and tap Get Started. 
  2. Hit Borrow then select a cryptocurrency to use as collateral. 
  3. Enter the amount you wish to use as collateral. 
  4. Tap Continue, double-check the details, then select Confirm. 

There are no fixed monthly repayments, allowing you to borrow up to 80% of the value of the collateral (0% interest available on NXUSD only) - otherwise 60% for all other stablecoins. It’s worth noting that Wirex Credit is available in EEA and APAC regions (excluding Singapore).

Wirex wallet app is free to use. The app is available for download on Google Play Store for Android users or Apple iTunes for iOS users. To access the web-based platform, visit the official Wirex website to sign up.

The wallet has a simple interface, which is easy to navigate and use. Even if you are a complete novice, you will be able to use all the wallet’s features without guidance. You can get started in four easy steps:

  1. Download the app or register on the website
  2. Create an account and click “Register”
  3. Verify your e-mail address
  4. Login and create a memorable word when prompted

User anonymity is mid-level. Wirex only requires your name and valid email address. In addition, you need to provide your mobile number for 2FA.

However, to access some services, users provide certain personal information. This includes valid ID and proof of address. Irrespective, all personal details are kept safe.

Wirex takes security very seriously. They are PCI DSS Level 1 certified (the highest). This means that no other hand than yours can get around your funds.  In addition to its security measures, Wirex is a licensed e-money issuer with the FCA. This implies you can trust them with your digital assets. Other security measures include:

  • Multisig methods
  • Cold storage for customer’s funds
  • 3D Secure for Wirex Visa card

Download the mobile app on the respective app stores. Visit https://wirexapp.com/global to sign up for the web version.